Knowing and Understanding Your Credit * Learn what credit is and why it is important to buy a home. * Find out how to order your credit report and correct andy errors. * Discover what your credit score means to lenders. * Get helpful tips on how to repair past credit problems.
Opening the Door to a Home of Your Own * Learn if you'r ready to buy a home. * Determine how much house you may afford * See how much money you may need for a down payment * Estimate your monthly mortgage payments.
Choosing the Mortgage thats Right for You * Learn what a mortgage is and calculate your buying power * Understand fixed-rate, adjustable rate, government, and other mortgage options. * See where to shop for a mortgage loan. * Understand key factors that affect your mortgage payments.
Borrowing Basics: What You Don't Know Cant Hurt You * Learn what you can do to avoid prdatory lenders. * Discover signs that may point to an untrustworthy loan situation. * Understand ways you can get the best loan for your situation. * Recieve a useful glossary that will help you understand lending terms.